State retirement taxes · 2026
Does Nevada tax retirement income?
Short answer: No. Nevada has no individual income tax, so Social Security is not taxed. There is no individual income tax; the Commerce Tax applies only to large businesses.
What’s taxed in Nevada
2026 rules.
- Social SecurityNot taxed
- Nevada has no individual income tax, so Social Security is not taxed.
- PensionsNot taxed
- Pensions are not taxed — Nevada has no individual income tax.
- IRA & 401(k) withdrawalsNot taxed
- IRA and 401(k) withdrawals are not taxed.
- Military retirement payNot taxed
- Military retirement pay is not taxed.
- Income tax rateNone
- No personal income tax.
Does Nevada tax Social Security?
Nevada has no individual income tax, so Social Security is not taxed.
The Nevada Department of Taxation confirms the state does not impose an income tax on individuals.
Your federal return is a separate question — see how much of your benefit the IRS taxes with the taxable Social Security calculator.
Are pensions taxed in Nevada?
Pensions are not taxed — Nevada has no individual income tax.
Public and private pensions owe no state income tax.
Are IRA and 401(k) withdrawals taxed in Nevada?
IRA and 401(k) withdrawals are not taxed.
With no individual income tax, withdrawals and required minimum distributions owe no state tax.
Required minimum distributions (RMDs) are IRA and 401(k) withdrawals, so the same rules apply. Estimate your RMD.
Is military retirement pay taxed in Nevada?
Military retirement pay is not taxed.
What is Nevada’s income tax rate?
Nevada has no broad income tax.
No personal income tax. Nevada relies on sales and property taxes; its Commerce Tax applies to businesses with gross revenue over $4 million, not to individuals.
What tax breaks do seniors get in Nevada?
Not applicable to income tax. Property-tax programs exist separately and are not covered here.
What changed for 2026?
None found. Residents have no state income tax return to file.
Nevada does not impose a state income tax on individuals.
How Nevada compares with its neighbors
Thinking of moving across the line? Here’s how each bordering state treats retirement income in 2026.
- NevadaThis pageTax-free retirement incomeSocial Security Not taxedTop rate: None
- ArizonaFriendlySocial Security Not taxedTop rate: 2.5% flat
- CaliforniaLess friendlySocial Security Not taxedTop rate: 12.3% top
- IdahoMixedSocial Security Not taxedTop rate: 5.3% flat
- OregonLess friendlySocial Security Not taxedTop rate: 9.9% top
- UtahMixedSocial Security Partly taxedTop rate: 4.45% flat
State tax is half the picture — check the federal side
Nevada retirement tax questions
Does Nevada tax Social Security or pensions?
No. Nevada has no individual income tax, so Social Security is not taxed. The Nevada Department of Taxation confirms the state does not impose an income tax on individuals.
Are IRA withdrawals and RMDs taxed in Nevada?
No. IRA and 401(k) withdrawals are not taxed. With no individual income tax, withdrawals and required minimum distributions owe no state tax.
Is Nevada tax-friendly for retirees?
We rate Nevada “Tax-free retirement income” for 2026. There is no individual income tax; the Commerce Tax applies only to large businesses. Our rating covers state income tax only — not property or sales taxes, which can still matter.
Is military retirement pay taxed in Nevada?
No. Military retirement pay is not taxed.
Sources for Nevada
Primary sources only. We re-check them whenever an agency publishes new figures.
- State
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